How We Work
The plan comes first.
Everything we do begins with a written plan built around your life. Investments and insurance are how we bring it to life and keep it on course.
A deliberate, unhurried process.
The Process
Four steps. One clear plan.
01
Complimentary, 30–45 min
Engagement Meeting
A relaxed first conversation about your goals and what's on your mind. You leave knowing whether we can help and exactly what it will cost if we move forward.
02
About 3–4 weeks
Plan Build
We gather your accounts, statements, tax returns, and benefits, then build a complete written plan covering income, taxes, investments, insurance, healthcare, and estate. You see the assumptions, tradeoffs, and the moves that actually matter.
03
Together, at your pace
Implementation
We help you put the plan into motion, educating you along the way and walking through how each decision impacts the bigger picture. Account moves, beneficiary updates, tax elections, investment changes.
04
Quarterly check-ins
Ongoing Planning Relationship
For clients who want a long-term thinking partner. Quarterly meetings cover income & goals, tax planning, risk & protection, and retirement income, and we're available between meetings whenever life calls for it.
Our Pricing
Straightforward fees. No surprises.
You'll know exactly what things cost before we begin. Clearly explained, in writing, up front.
Investment Management & Insurance Solutions
Best for
Clients who want us to implement and manage the plan.
Solutions selected after the plan is built, then managed and monitored as part of your ongoing strategy.
What's included
- ◆ Managed accounts & boutique portfolio management
- ◆ Mutual fund solutions
- ◆ Life insurance
- ◆ Long-term care insurance
- ◆ Annuities
- ◆ Implemented and monitored alongside your plan
Targeted Financial Plan
Starting at $2,500
One-time flat fee
Best for
People who want a complete written plan.
Typical timeframe of 6 to 12 months.
What's included
- ◆ Retirement income plan with withdrawal sequencing
- ◆ Social Security claiming analysis
- ◆ Roth conversion & RMD planning
- ◆ Tax strategy & multi-year projections
- ◆ Growth & return assumptions, stress-tested
- ◆ Timeline of when assets are needed at each retirement stage
- ◆ Investments, insurance, annuity review (if applicable)
- ◆ Prioritized action items to implement the plan
Ongoing Financial Planning
Flat annual fee
Best for
Households that want a long-term thinking partner and quarterly check-ins.
An annual relationship for households who want a long-term partner. Quarterly meetings, proactive adjustments, and help executing the plan in real time.
Fee waiver: For clients who engage us for investment management, the ongoing financial planning fee is typically waived.
Begin
Curious whether we're the right fit?
The first conversation is complimentary and takes about thirty minutes.
Begin a Conversation →